Arca and TaxDown Join Forces to Maximize the Tax Benefits of Company Pension Plans

Arca and TaxDown join forces to simplify employment pension plans, offering income tax savings and straightforward processes. With secure and personalized technology and specialized support, employees optimize their savings and improve their financial wellbeing.

As part of our mission to make employment pension plans a standard in Spain, today we are pleased to announce the addition of TaxDown to our list of specialized tax partners.

TaxDown is the market-leading solution for streamlining and simplifying tax compliance in Spain. Specifically, their flagship product helps you:

At Arca, we believe in developing high-quality technological experiences together with our partners, and the combination of secure and personalized technologies is key to achieving this. This means there are no third parties or intermediaries interfering with employees' access to their benefits or with the privacy of their data.

1. Why Does This Alliance Benefit You?

Guaranteed tax savings: Thanks to Arca's employment pension plan, you're already paying less income tax on your employment earnings. With TaxDown, you ensure that all tax advantages are properly applied when filing your return. This way, you maximize your refund and don't let any benefit slip away.

Everything in one place: Arca's support is always available for any questions about your employment pension plan, and TaxDown facilitates the tax filing in one single process. You don't need to go back and forth or turn to third parties to see if you're making the most of your deductions.

More peace of mind, fewer errors: With the employment pension plan, you build your savings steadily without worrying about extra paperwork. At the same time, TaxDown's platform intelligently reviews your tax draft so you don't lose money due to potential mistakes.

Easy financial education: Both Arca and TaxDown help you, step by step, improve your financial health. While you save for your future with the employment pension plan, you understand and file your tax return with more control, better understanding your taxes and paycheck.

2. Exponential Increase in Income

One of the great advantages for employees with an employment pension plan is the savings that occur in two ways:

If your company uses Arca, you access the highest possible tax relief to reduce your income tax. And best of all, with TaxDown you can verify that the reduction is properly applied to pay less income tax and, additionally, access all available deductions and reliefs under Spanish tax law. In other words, you get to maximize your income without doing anything extra.

3. Practical Financial Education

Companies working with employment pension plans know that this benefit has a positive effect in both the short and long term. Helping employees save progressively is a first step toward making increasingly sound financial decisions.

However, it doesn't all end with receiving your paycheck. Expecting employees to have exhaustive knowledge of how payroll works and tax filing is complex and utopian. Arca and TaxDown ensure that the increased savings capacity becomes the starting point for greater control over taxes in your personal finances.

4. Taxation in Safe Hands

With Arca, employees can benefit from the tax advantage of employment pension plans, reducing up to €8,500 per year on their income tax return. The true value of this benefit is appreciated when you understand how your company's contributions, combined with yours, grow your savings and allow you to pay less tax at the end of the year.

While many questions can be resolved in our Help Center, Arca's support team is available to answer without the company having to intervene and without sending you to insurance or banking branches. Furthermore, the collaboration between Arca and TaxDown goes beyond: employees also receive support to handle all their tax obligations during the income tax filing period, a crucial moment for any citizen's financial health.

5. In Conclusion

This collaboration lays the foundation for a new standard in company benefits, where pension and tax technology combine so that every employee saves, gains peace of mind, and improves their financial wellbeing.

Thanks to this alliance, at Arca we continue joining forces, now with TaxDown, to solve the challenge of the unsustainability of a welfare system that needs to readapt. Together, we want to offer you a safer future and a simpler present.